Privacy Policy

Introduction

Azimuth Fin is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or participate in our financial education programs.

By using our services, you agree to the collection and use of information in accordance with this policy. If you have questions or concerns about this Privacy Policy, please contact us at [email protected].

Information We Collect

Personal Data

We collect personal information that you voluntarily provide to us when you:

• Register for our programs
• Fill out contact forms on our website
• Subscribe to our communications
• Participate in program sessions or alumni events

This information may include your name, email address, phone number, mailing address, and any other information you choose to provide.

Automatically Collected Data

When you visit our website, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and cookies installed on your device. We also collect information about how you interact with our website.

How We Use Your Information

We use the information we collect for the following purposes:

• To provide and maintain our services, including program enrollment and delivery
• To communicate with you about your program participation, schedule changes, and related matters
• To send you program materials, resources, and updates
• To respond to your inquiries and provide customer support
• To improve our website and programs based on your feedback and usage patterns
• To comply with legal obligations and protect our rights

We will only use your personal information for the purposes stated in this Privacy Policy or as otherwise disclosed to you at the time of collection.

Legal Basis for Processing

Under Malaysian Personal Data Protection Act 2010 (PDPA), we process your personal data based on:

• Consent: You have given us clear consent to process your personal data for specific purposes
• Contract: Processing is necessary for the performance of a contract with you (program enrollment and delivery)
• Legal obligations: Processing is necessary to comply with the law
• Legitimate interests: Processing is necessary for our legitimate interests in operating our business

Data Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: We may share information with third-party service providers who perform services on our behalf, such as email delivery, payment processing, or website hosting
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity

All third-party service providers are required to maintain the confidentiality and security of your personal information.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit using SSL/TLS protocols
• Secure storage of personal data on protected servers
• Limited access to personal data on a need-to-know basis
• Regular security assessments and updates
• Employee training on data protection and security

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Specifically:

• Program participant data is retained for one year after program completion to provide ongoing resources and alumni access
• Financial and tax-related records are retained for seven years in compliance with Malaysian tax regulations
• Marketing communications data is retained until you opt out or unsubscribe

Your Privacy Rights

Under the Malaysian Personal Data Protection Act 2010, you have the following rights:

• Right to Access: You have the right to request access to the personal data we hold about you
• Right to Correction: You have the right to request correction of inaccurate or incomplete personal data
• Right to Withdrawal: You have the right to withdraw your consent to the processing of your personal data at any time
• Right to Data Portability: You have the right to request a copy of your personal data in a structured, machine-readable format
• Right to Lodge a Complaint: You have the right to lodge a complaint with the Personal Data Protection Commissioner if you believe your rights have been violated

To exercise any of these rights, please contact us at [email protected].

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

For more information about how we use cookies, please refer to our Cookie Policy.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us, and we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

We encourage you to review this Privacy Policy periodically for any changes. Your continued use of our services after any modifications indicates your acceptance of the updated Privacy Policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: